Financing questions,
clearly answered.

Big Time Finance LLC is an independent commercial finance broker. We help business owners explore financing through third-party lenders. We are not a direct lender, and each lender makes its own credit decisions and sets its financing terms.

We focus on construction equipment, dump and vocational trucks, semi-trucks, commercial trailers, and material handling equipment. This includes excavators, loaders, dump trucks, day cabs, sleepers, flatbeds, lowboys, forklifts, and telehandlers. For other commercial equipment or multiple units, describe your needs in the application.

Vocational trucks are work vehicles built for a particular job, such as dump trucks, concrete mixers, utility trucks, and roll-off trucks. They are a separate category from semi-trucks used primarily for hauling freight. Choose “Dump & vocational trucks” in the application for a dump truck.

Yes. Start with one application and choose what you want to finance. The equipment choices adjust to your selection, while the business and contact information stay the same. You can describe a mixed purchase or several units in the notes.

The application is for U.S. businesses seeking equipment for commercial use. You must be at least 18 and authorized to submit information for the business. Personal or household purchases are not eligible through this site.

Yes. New and established businesses can submit a request. Available programs depend on the lender, equipment, business history, and applicant profile. Submitting a request does not guarantee an offer or approval.

You can request financing for new or used equipment. Lenders may consider its age, condition, value, intended use, and the seller. If you are still shopping, select that option and provide your best price estimate.

Have your business name, industry, business address, time in business, estimated revenue range, contact details, equipment category, and estimated purchase price ready. Make, model, year, seller, and planned down payment are helpful if known. Estimates are fine at this stage.

This initial request does not run a credit check or authorize a credit inquiry. A lender may require a credit review later. Review its authorization and disclosures before proceeding. We do not promise that a lender will use only a soft inquiry.

Big Time Finance does not charge an application or broker submission fee. Financing may involve lender fees, interest, a down payment, taxes, insurance, or other costs. Review all written terms and costs before agreeing to an offer.

These depend on the lender and the transaction, including the applicant profile, business history, equipment, and purchase structure. We do not advertise a guaranteed rate, loan term, financing amount, or down payment. The lender’s written offer controls.

Timing varies with lender requirements, application completeness, equipment details, and seller documentation. After reviewing your request, we will follow up by email about the next steps. Same-day approval or funding is not guaranteed.

A lender may request owner and guarantor details, tax IDs, identification, bank statements, an equipment quote or invoice, insurance, signatures, or a separate credit authorization. Requirements vary by lender. The initial website form does not accept document uploads. Do not enter Social Security numbers, bank account numbers, passwords, or ID details in the notes. We will explain the next steps if additional information is needed.

No. Sending a request does not obligate you to accept financing. Review the lender’s written terms, costs, and conditions and decide whether the offer fits your business.

Email finance@bigtimecompanies.com with your business name and the date you submitted the request. Please do not include sensitive financial records or identification documents in the email.